||Each question has a value from 1 to 10 assigned
to it, based on the most accurate answer you can reasonably provide. There
is a significant difficulty in making such assessments, because they tend to
be subjective. Most governments and most businesses are fortunate in not
experiencing disasters on a frequent enough basis for there to be a large
amount of data from which to draw. This means that you must make your best
estimation based on old data, adjusted for what you perceive to be changes,
and refined by the more recent experiences of others.